Inaccurate & Misleading Personal Data on Your Credit Report
While the personal information reporting on your credit reports, such as your name, address, etc., may not affect your credit score as you may know it, it can still hurt you. How? Numerous addresses and name aliases on your credit report may increase your risk of identity theft. Also, too many addresses listed on your credit report may cause you to look unstable to lenders which may in turn cause you to be denied credit.
Inaccurate, Unverifiable, & Misleading Public Record Information Public Record information such as bankruptcies, judgements, and so forth, can remain on your credit reports for up to 10 years. However, this does NOT mean that such data is reporting 100% accurately as the law says that it must be. It does NOT mean that such data is verifiable as the law says it must be.
Inaccurate & Unverifiable Credit or Collection Account Info Did you know that there are more than 26 parts of an account that all must be reporting 100% complete, accurate, and verifiable? If any of these 26 parts are inaccurate, unverifiable, misleading, obsolete, or even questionable, then you have the right to dispute the account.
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We'll ensure your credit history is up-to-date, accurate, and reflects you honestly.
24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
By law, information reported about you to credit bureaus must be fair, accurate, relevant, substantiated and verifiable. Through our simple but powerful 3-step process, we help to ensure that credit companies can't abuse these standards.
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and accomplish your credit goals.
Contact us to get started today!